> ## Documentation Index > Fetch the complete documentation index at: https://docs.incard.com/llms.txt > Use this file to discover all available pages before exploring further. # List accounts and balances > Lists the company's currency accounts with their current available balance, ordered with the main account first. Only accounts the API key's member can access are returned. Points accounts are excluded. `balance` is the **available** balance: settled funds plus pending outgoing holds (which are negative). `total_balance` sums every account converted into `base_currency` at the current FX rate. ## OpenAPI ````yaml /specs/company.openapi.yaml get /developer/company/accounts openapi: 3.1.0 info: title: Incard Developer API version: 0.1.0 description: OpenAPI definition for the Incard Developer API. servers: - url: https://api.incard.com description: Developer Gateway security: - BearerAuth: [] tags: - name: ACCOUNTS description: Currency accounts and their available balances. - name: TRANSACTIONS description: Transaction history with filters, pagination, and running balances. - name: CARDS description: List cards and freeze or unfreeze them. - name: INVOICES - name: webhooks paths: /developer/company/accounts: get: tags: - ACCOUNTS summary: List accounts and balances description: > Lists the company's currency accounts with their current available balance, ordered with the main account first. Only accounts the API key's member can access are returned. Points accounts are excluded. `balance` is the **available** balance: settled funds plus pending outgoing holds (which are negative). `total_balance` sums every account converted into `base_currency` at the current FX rate. operationId: list_accounts responses: '200': description: Accounts with balances. content: application/json: schema: type: object title: AccountCollection properties: accounts: description: Accounts visible to this member. type: array items: $ref: '#/components/schemas/Account' total_balance: description: >- Sum of every account's available balance converted to `base_currency`. type: number base_currency: description: >- Currency `total_balance` is expressed in (the member's display currency). type: string required: - accounts - total_balance - base_currency example: accounts: - id: 0d6c0a2a-2b08-49bc-89a9-eb936c9ff28c currency_code: GBP name: Main GBP account type: business_transaction created_at: '2025-03-14T10:22:41.000Z' updated_at: '2026-07-02T16:08:11.000Z' provider: currencycloud_gb_cm status: enabled main: true jurisdiction_code: GB funding_accounts: local: account_number: '12345678' account_type: checking name: Incard Ltd address: 1 Example Street, London, EC1A 1AA country_code: GB currency_code: GBP type: regular routing_code_type: sort_code routing_code_value: '040004' bank_name: Example Bank swift: account_number: GB29NWBK60161331926819 account_type: checking name: Incard Ltd address: 1 Example Street, London, EC1A 1AA country_code: GB currency_code: GBP type: priority routing_code_type: bic_swift routing_code_value: NWBKGB2L bank_name: Example Bank balance: 4700 pinned: false - id: 7a1e9c44-3b2d-4f6e-8a90-1c2d3e4f5a6b currency_code: EUR name: EUR account type: business_transaction created_at: '2025-06-01T09:00:00.000Z' updated_at: '2026-06-30T12:00:00.000Z' provider: currencycloud_gb_cm status: enabled main: false jurisdiction_code: GB funding_accounts: local: account_number: DE89370400440532013000 account_type: checking name: Incard Ltd address: 1 Example Street, London, EC1A 1AA country_code: DE currency_code: EUR type: regular routing_code_type: bic_swift routing_code_value: COBADEFFXXX bank_name: Example Bank swift: null balance: 1250.5 pinned: true total_balance: 5780.42 base_currency: GBP '401': description: Unauthorized '403': description: Forbidden — insufficient permission for this user components: schemas: Account: type: object title: Account description: A currency account held by the company. properties: id: description: Account UUID. Matches `account_id` on transactions. type: string currency_code: description: ISO 4217 currency of the account. type: string name: description: Account display name. type: string type: description: Account type, for example `business_transaction`. type: string created_at: type: string format: date-time updated_at: type: string format: date-time provider: description: Underlying banking provider identifier. type: string status: description: Account status, for example `enabled`. type: string main: description: Whether this is the company's main account. type: boolean jurisdiction_code: description: (Optional) ISO 3166-1 alpha-2 jurisdiction the account is held in. type: - string - 'null' funding_accounts: description: >- (Optional) Bank details for paying into the account. Omitted when the account has none. type: object properties: local: description: Local-rail details, or `null` when unavailable. oneOf: - $ref: '#/components/schemas/FundingAccount' - type: 'null' swift: description: SWIFT details, or `null` when unavailable. oneOf: - $ref: '#/components/schemas/FundingAccount' - type: 'null' balance: description: >- Available balance in `currency_code` (settled funds minus pending outgoing holds). `null` when the balance could not be retrieved. type: - number - 'null' pinned: description: Whether the member has pinned the account in the dashboard. type: boolean required: - id - currency_code - name - type - created_at - updated_at - provider - status - main - balance - pinned FundingAccount: type: object title: FundingAccount description: Bank details a payer can use to send money into the account. properties: account_number: description: Account number or IBAN. type: string account_type: description: >- Account type as reported by the provider, for example `checking` or `iban`. type: string name: description: Account holder name to use on the payment. type: string address: description: Account holder address. type: string country_code: description: ISO 3166-1 alpha-2 country of the bank. type: string currency_code: description: ISO 4217 currency. type: string type: description: '`regular` for local rails, `priority` for SWIFT.' type: string routing_code_type: description: >- Routing code scheme, for example `sort_code`, `bic_swift`, or `ach_routing_number`. type: string routing_code_value: description: Routing code value. type: string bank_name: description: (Optional) Name of the bank. type: - string - 'null' required: - account_number - account_type - name - country_code - currency_code - type - routing_code_type - routing_code_value securitySchemes: BearerAuth: type: http scheme: bearer bearerFormat: access_token description: Short-lived access token. Obtain with your api_key. ````